SAVING

READ OF THIS TEXT!
If people have extra money and they don’t want to lose it or have it stolen, they can save their money in a savings bank or in post office. The Bank always encourages people to save by take care of small amounts of money. They can also invest the money in any banks to keep it safe.
A few decades ago people did not save their money in banks. They preferred to saving their money in boxes at home to saving their money in banks. Of course they would take the risk of losing the money if a thief or robber knew about their savings.
The president encouraged school students to save their money. He also emphasized the importance of saving. They should avoid spending their money foolishly. Not only the school students but also the farmers and the workers were advised not to spend their money  wastefully . They should take care of their money and property.


VOCABULARY:
encourage         : menganjurkan
emphasize         : menegaskan
property            : tanah milik
wastefully         : dengan boros


LANGUAGE FEATURE
 Use “should” with verb, to express advisability 
 or obligation.
  Ex : I have an exam, so I ought to study.

          I have an exam, so I should study.

          She has to study, so she ought to stay home tonight.

          She has to study, so she should stay home tonight.

1. Why do people save their money in bank or post office? 

         Because.....

         a. There are many advantages

         b. The president encouraged them

         c. They should take care of their money 

         d. They don’t want to lose it or have it stolen 

         e. They would take the risk of losing it

2. They should take care of their money (paragraph 3)

    The italic word refers to.....

        a. People 

        b. School students

        c. Farmers and workers 

        d. People and school students

        e. Farmers, workers, and school students

3. What does the word “it” in paragraph 1, 
     sentence 3 refer to .....

        a. Bank 

        b. Money

        c. People

        d. Post Office 

        e. Amount 

4. A few decade ago, people.....

        a. Saved their money in a bank 

        b. Didn’t save their money at all

        c. Spent their money wastefully

        d. Saved their money in boxes at home

        e. Invested their money in the post office

5. Where did people save their money long time ago?

       a. In savings boxes 

       b. In savings banks

       c. In the post office

       d. Under theur pillows

       e. In the bamboo pillars

6. He also emphasized the importance of saving (paragraph 3),

    The italic word means....

       a. Explained

       b. Stressed

       c. Described

       d. Underwent

       e. Increased

7. If school students save their money in a bank, they will get .....

        a. Interest

        b. Books

        c. Holiday

        d. Cheque books

        e. School uniforms

8. The minister said that the ... of food would be enough.

        a. Continuation 

        b. Provision

        c. Negotition

        d. Stability

        e. Creation

9. Which word has no relation with banking?

        a. Interest

        b. Loan 

        c. Credit

       d. GSM

       e. ATM

10. The ... interest of commersial banks it 15% per year.

        a. Competitive

        b. Transfer

        c. Adequate

        d. Average

        e. Asset